Posts By :

Donna Skeels Cygan

Rajiv Perera on Unsplash

Spending money wisely can make you happier

Spending money wisely can make you happier 2560 1707 Donna Skeels Cygan

Can money buy happiness? My view focuses on semantics, and specifically the word “buy.” I’ve known many people with enormous amounts of money who are very unhappy, so I don’t…

read more

Ode to Jo(y)

Ode to Jo(y) 1400 933 Donna Skeels Cygan

It is the holidays. The beautiful Ode to Joy (the 4th movement of Beethoven’s Symphony №9) is playing from an old Christmas CD. To learn more about Beethoven (1770–1827) and Ode to Joy,…

read more

Daniel Kahneman Helps Me Decipher Discount Strategies…and So Much More!

Daniel Kahneman Helps Me Decipher Discount Strategies…and So Much More! 1707 2560 Donna Skeels Cygan

Daniel Kahneman Helps Me Decipher Discount Strategies….and So Much More! I started focusing on discount strategies last summer when my husband and I visited a small town in Wisconsin. We…

read more

Roth conversions can be a wise long-term tax strategy

Roth conversions can be a wise long-term tax strategy 1024 769 Donna Skeels Cygan

It’s tax season! Most investors hate taxes, but I enjoy the challenge of minimizing taxes over the long term. Wise tax planning is an essential element in smart investing. There…

read more

Shortcuts to Financial Security

Shortcuts to Financial Security 1920 1080 Donna Skeels Cygan

Many people are intimidated by money, and managing it wisely may feel like a full-time job. It may seem like your money controls you, rather than you control your money.…

read more

Progress, Not Perfection, in Your Finances and in Your Life

Progress, Not Perfection, in Your Finances and in Your Life 1024 683 Donna Skeels Cygan

Setting high standards for ourselves is good. We are motivated to do well in school and in our careers. It can lead to self-confidence and high self-esteem. However, if we…

read more

Should You Convert to a Roth IRA?

Should You Convert to a Roth IRA? 1736 987 Donna Skeels Cygan

Should You Convert to a Roth IRA? Illustration by Cathryn Cunningham/Albuquerque Journal Financial advisers devote extensive time and energy debating the pros and cons of Roth conversions with clients. There…

read more

A Practical Financial Rule of Thumb – The Rule of 72

A Practical Financial Rule of Thumb – The Rule of 72 5066 3452 Donna Skeels Cygan

The Rule of 72 Investing for retirement can seem complicated, but it doesn’t need to be. A rule of thumb that helps keep it simple is called The Rule of…

read more

How Can you Protect Yourself?

How Can you Protect Yourself? 22772 13580 Donna Skeels Cygan

The Banking Crisis and You This is the 4th and final Part of an article on the recent banking crisis in the U.S. Part 1: What Caused the “Run on…

read more

What Dangers are Lurking Below the Surface?

What Dangers are Lurking Below the Surface? 22772 13580 Donna Skeels Cygan

The Banking Crisis and You This is Part 3 of an article on the recent banking crisis in the U.S. Part 1 (What Caused the “Run on the Bank?”) can…

read more